Debt settlement is an alternative to bankruptcy.  Our firm will attempt to negotiate with your creditors to achieve a reduction in the balance that you owe them.  We will also try to negotiate a more favorable payment term/program with creditors that refuse to accept a reduced settlement.

In order to accomplish this we use financial information you provide and estimate how much you can afford to pay to your creditors each month.  This figure becomes your monthly payment and you agree to deposit it each month into a bank account.  As time passes your funds will accumulate and we are then able to offer each of your creditors a percentage settlement based on the available accumulated funds.



We are a debt relief agency. We help people file for relief under the Bankruptcy Code

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DiFonte & Panagiotidis, LLC 11 Pleasant Street, Suite 10, Worcester, MA 01609 (508) 443-1414
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